

Meet Our Staff

Jay Kennedy, President / CEO
Email: jkennedy@fnbfrankfortks.com
Jay came back home to Frankfort in 2002. He is the fourth generation of his family to work at First National Bank. Jay’s banking life has been in lending, but can help find solutions for any customer experience with the bank. Jay is extremely proud of Team FNB and the ability of each teammate to help customers of the bank. His goal is to make our customers’ experience a positive one. He appreciates the trust that the community has placed in FNB throughout its 100+ years on the corner in downtown Frankfort.
Jay is also a licensed insurance agent with First Frankfort Insurance. When Jay isn’t at the bank or with his three women (wife and two grown daughters), he enjoys coaching or watching football. He has been an assistant coach at FHS since 2004. He is also an aspiring drummer.
K'Lyn Bergman, Sr. Vice President
Jeff Gore, Vice President
Jeff has been with FNB since December, 2005.
Jeff came from a banking career in Colorado spanning Farm Credit, Credit Unions, and mortgage underwriting. His first four years at FNB were spent in the operations department. In 2009 he transitioned to the loan department.
Jeff works with home real estate including rental properties, farm real estate, auto loans, personal loans, and farm business loans. With the full banking services background at First National Bank, he can help you with any of your lending questions or any other banking service. When not at FNB, Jeff enjoys spending time with his wife, Sonny, and family. He also enjoys golfing, hunting, fishing, and volunteering at St. Bede’s church in Kelly, KS.
Sandi Anderson, Vice President of Lending
Sandi has been with FNB since September, 2007. She began her career with First National Bank as a proof operator and accounts payable/bookkeeper. Later, she started down the lending side by tracking FNB’s loan documents and later becoming a loan officer. In the summer of 2019, she attained her insurance licenses and can assist customers with their auto, homeowners, commercial, and life insurance needs.
She can assist customers with personal, agricultural, and commercial loans – as well as personal and commercial insurance. When Sandi is not at FNB, she enjoys attending her children’s activities, cooking, and traveling.
Amy Adams, Vice President of Operations
Payton Manley, Operations
Hali Jasko, Proof/Operations
Lyndsi morton, OPERATIONS

lyndsi morton, OPERATIONS
Lyndsi has been with First National Bank since July 2023. She lives south of Frankfort with her husband, Craig and their two children. They run a cow/calf and farming operation.
During her time at FNB, Lyndsi has been in the Operations Department. She can help you open a new account, assist you with online banking, and help with debit card transaction. You can also catch up with her at one of the Teller windows. On the lending side, Lyndsi has also started helping track loans. Lyndsi enjoys life on the farm, all things fitness, and chasing her kids to their different activities.
KELSEY KAFER, CUSTOMER SERVICE
Kelsey joined the FNB team in June of 2025. She moved to Frankfort with her husband in 2012 and fell in love with the community. She has a background in agriculture and a passion for the cattle industry. She graduated from Fort Hays State University with a degree in animal science.
Kelsey is excited to learn everything there is to do at FNB but in the meantime you will see her at the window and talk to with her over the phone.
In her free time Kelsey enjoys spending time with her husband and their dogs, gardening, and helping out on the family farm.
olivia CORNELISON, part-time, customer service
Board of Directors
- Jay P. Kennedy, Chairman of the Board
- Martha Miller
- Jeff Gibson
- Roger Jones
- Kirby Vaughn
- Andy Mitchell